25 - 26 March 2019
SOAS University of London
Financial inclusion has emerged as a major policy agenda in many developing and developed countries with the aim to increase access to formal financial services. In particular, households with lower incomes and small and medium-sized enterprises (SMEs) experience financial exclusion. This results in underinvestment in human capital, health and capital stock, diminishing economic growth.
Financial technology (Fintech) promises to enhance financial inclusion offering technological solutions that reduce information asymmetry (e.g. rating systems), transaction costs, and the need for intermediation (e.g. peer-to-peer lending platforms). Will these innovations eliminate financial constraints? Is there a future without banks? Can new technologies promote sustainable investment?
The conference and special issue will discuss these and related questions encouraging empirical and theoretical contributions to the literature on these subjects.
Topics of interest include, but are not limited to, the following:
Theoretical underpinning of financial inclusion and economic growth
Empirical evidence linking financial inclusion, fintech and economic growth
Fintech and green finance
Fintech and financial regulations